Georgia Mortgage Assistance
The Georgia Mortgage Assistance program is accepting applications from homeowners who suffered a financial hardship caused by the pandemic. The State of Georgia received $354 million from U.S. Treasury’s Homeowner Assistance Fund, established by the American Rescue Plan Act of 2021, to provide relief to homeowners who suffered a financial hardship due to the coronavirus pandemic.
The Georgia Department of Community Affairs will administer the Homeowners Assistance Fund program and offer the following types of assistance to eligible homeowners:
- Mortgage Reinstatement to catch up or reduce delinquent payments or payments currently in forbearance.
- Principal Curtailment to reduce the loan balance of the mortgage if the homeowner suffered a permanent loss of income.
- Assistance for some Housing Related Expenses may be available.
State of Georgia Rental Assistance Program (GRA)
The Georgia Department of Community Affairs (DCA) began administering the State of Georgia Rental Assistance Program (GRA) in early March 2021. GRA can help renters with their past due rent and utilities. Payment will be made directly to landlords and utility providers. DCA has provided answers to some frequently asked questions (FAQ) on their website.
Visit https://georgiarentalassistance.ga.gov to access the online portal and determine eligibility and submit applications.
The Camden Hunger Hotline offers food assistance information and resources everyday from 8:00 a.m. until 8:00 p.m. at 912-409-6920. This is in partnership with the Camden Collaborative. More information is available at: https://helpingneighbors.weebly.com. Several organizations may provide food assistance in Camden County.
Beginning Monday, May 17th, residents in Camden, Glynn, or McIntosh counties who have made an appointment to get the COVID-19 vaccine but do not have access to transportation can call (toll-free) 1-866-543-6744 to request a free ride to and from the appointment.
The Brunswick (GA) Chapter of The Links, Incorporated, received grant funding from the Southern Area of The Links, Incorporated, Mask to Protect, Unmask to Inform Response to the Pandemic Grant to provide this service.
From May 24 through July 4, Uber is providing up to 4 free rides (up to $25 each) to and from your vaccination appointments.
Small Business Administration (SBA) Disaster Loans
Georgia has received an official statewide disaster declaration from the U.S. Small Business Administration (SBA). This declaration will provide assistance in the form of SBA Economic Injury Disaster Loans to impacted small businesses in all 159 counties in Georgia. Due to high traffic to the website, you may experience a delay in completing your online application. Users are encouraged to utilize the website during off-peak hours, 7:00 p.m. until 7:00 a.m.