Risk Management

Role of Risk Management

The role of Risk Management is to provide oversight of property, liability and workers' compensation protection, safety programs and a comprehensive benefits package to protect the county, its citizens and employees from financial exposure.

Risk Management is the process of identifying, assessing and controlling threats to an organization’s capital and earnings. These threats, or risks, could stem from a variety of sources, including financial uncertainty, legal liabilities, strategic management errors, accidents, and natural disasters.

Insurance

One of the ways to handle risk is through insurance. Camden County has numerous insurance policies to protect against loss and unnecessary cost to the taxpayer.  Some examples are:

  • Property / Inland Marine (This is our physical property, excluding automobile);
  • General Liability; 
  • Law Enforcement Liability; 
  • Business Automobile; 
  • Cyber Liability; 
  • Crime; 
  • Excess Workers Compensation; 
  • Medical Professional Liability; and 
  • Employee Practices Liability.

Mitigation

Training

Camden County holds quarterly safety committee meetings that focus on occurring loss trends and suggestions from employees. Examples include the Employee Boot Program and Defensive Driving Training.

Safety Committee

  • Publish an Employee Safety Handbook
  • Review accident reports and loss trends
  • Monitor and recommend methods of complying with State and Federal regulations
  • Share ideas and information

Safety Culture

  • Responsibility and accountability
  • Regular training and proper techniques
  • Management training and ensuring safety equipment is available and used
  • Reward safe workers

Inspection Report of All Incidents

  • Interviews and pictures
  • Ensure issues are documented and resolved

Workers' Compensation

Workers’ compensation is an accident insurance program paid by the employer which provides the employee with medical, rehabilitation and income benefits if they are injured on the job. These benefits are provided to help the employee return to work. It also provides benefits to dependents if an employee should die as a result of a job related injury.

Camden County is self insured for Workers Compensation. Financially stable organizations can save huge amounts compared to fully insured insurance premiums.  Education and training are drivers of cost savings.

  1. Public Notice: Sidewalk Replacement

    On Monday, October 25, 2021, crews will begin replacing the sidewalk on Martin Luther King Blvd, from Colerain Road to the City of Kingsland city limits. This work is anticipated to take approximately sixty (60) days, depending on weather conditions. Read on...
  2. Camden County Receives Honorable Mentions

    Two Programs Recognized as 2021 Georgia County Excellence Awards Honorable Mentions Read on...
  3. Take Action during Cybersecurity Awareness Month

    October is Cybersecurity Awareness Month and Camden County Emergency Management is joining with the GEMA and the Camden County Chief Information Officer to encourage local citizens to take time to learn more about staying cyber secure. Read on...
View All